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Debit Card Fees

Learn here which fees might be occuring when using the SWAN Debit Cards

Romane Rebe avatar
Written by Romane Rebe
Updated over a year ago

For the payment of your supplier invoices, we have developed the "Payment" functionality and a partnership with "SWAN" in order to allow the payment of your invoices instantly from Agicap.

Via SWAN, you also have the possibility of obtaining a deferred debit bank card.

As agreed in SWAN’s terms & conditions during set up, the following prices will go into the effect starting on the 1st of March 2023 in the context of cards payments.

See below a list of the most important fees which may apply to you. If you want to learn more about this change you can refer to SWAN’s terms & conditions or FAQs.

Situation

Fee

Cash withdrawals at ATMs in France and the SEPA area

€ 1,-

Cash withdrawals at ATMs outside the SEPA area

2% of amount withdrawn

Payment for goods and services in shops or remotely outside the SEPA area

2% of the amount paid

Fee for direct debit rejections due to an insufficient balance

€ 10,- per rejected direct debit, up to the amount of the rejected direct debit

Improper use of the account (attempting or performing acts in violation of the law and/or this Account Agreement)

€ 150,- excl. VAT

Processing of judicial or administrative seizures, notice to third party holders

10% of amount due limited to €20 per file

Drafting a circulation letter for a legal entity holder

€ 45,- excl. VAT

Intervention fee for managing unauthorized overdrafts

€ 8,- per transaction, up to a maximum of € 80,- per month

If you have any questions about this, feel free to contact us directly on the chat via the blue bubble at the bottom right of your Agicap account! 🙂

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