Step 1: Prepare Your Payment
In the To pay tab, select the transactions you wish to pay.
Add a beneficiary for each transaction. (See Manage beneficiaries)
Specify the desired payment date. Ensure it meets the minimum date required depending on the payment method.
Optionally, add a label if needed.
💡 Note: Labels and payment titles must each contain less than 120 characters.
Step 2: Pay with Your Agicap Balance
When you choose to pay with your Agicap balance:
Payments are executed at the end of each selected payment date.
Ensure sufficient funds are available in your Current balance on the payment date.
The beneficiary will receive the funds approximately 1–2 business days after the payment date, similar to a classic bank transfer.
Step 3: Authenticate Your Payment
After setting up your payment:
You will need to authenticate with Swan to authorize the payment.
You will receive an SMS from AUTHMSG containing a link.
Click on the link and follow the steps to complete authentication.
💡 Note: The SMS will be sent to the phone number of the current payment validator. See Account connection for more details.
⏰ Important: You have 20 minutes to validate the payment after receiving the SMS.
💡 Tips
Ensure you have sufficient funds in your Agicap balance on the payment date to avoid payment delays.
Remember that labels and payment titles must be less than 120 characters.
Q&A ❓
Q: How long does it take for the beneficiary to receive the payment?
The beneficiary will receive the funds approximately 1–2 business days after the payment date, similar to a classic bank transfer.
Q: What if I don't receive the authentication SMS?
If you don't receive the SMS from AUTHMSG, ensure that your phone number is correct and has good signal reception. You can also check your account connection settings or contact support for assistance.
Q: Can I schedule payments for future dates?
Yes, you can specify a desired payment date when preparing your payment. The payment will be executed at the end of the selected date.