Agicap

It is now possible to manage your debts on Agicap!

Let's look together at how to add a loan or leasing to the platform 💫 🎉

To access this feature, simply go to the Cashflow drop-down box at the top left of your screen and click on Debt Management.

You now have access to a brand-new area on your Agicap account. 🔍

1. Click on Add a debt at the top right of your screen
2. Give your debt a Name 
3. Choose the tags you wish to associate with your schedule (bank, type of financing ...)

Choose the Type (fixed rate, variable rate, leasing)

1. Fill in the general information
 1. Click on Add a debt at the top right of your screen
 2. Give your debt a Name 
 3. Choose the tags you wish to associate with your schedule (bank, type of financing ...)
2. Choose the Type (fixed rate, variable rate, leasing)

You can choose if you want to import a loan schedule yourself or ask the tool to calculate the future interests automatically.

If you want Agicap to calculate the interests automatically:

Select amortization type (constant amortization, constant annuity, in fine)

Then enter the different information needed (first instalment, loan start date, interest rate ...) and that's it!

You can then download the amortization schedule 

1. Select amortization type (constant amortization, constant annuity, in fine)
2. Then enter the different information needed (first instalment, loan start date, interest rate ...) and that's it!
3. You can then download the amortization schedule

If you want to import your own schedule:

Fill in the Amount of capital

Import or Drag &amp; Drop your schedule (👀 in Excel format)

1. Fill in the Amount of capital
2. Import or Drag &amp; Drop your schedule (👀 in Excel format)

You can choose if you want to import a leasing schedule yourself or ask the tool to calculate the future interests automatically.

If you want Agicap to calculate the interests automatically:

First rent (if the amount is higher than the rest of instalments)

1. Enter rent excluding tax
2. VAT
3. The number of instalments 
4. The frequency
5. The first instalment date
6. First rent (if the amount is higher than the rest of instalments)
7. Purchase option

If you want to import your own schedule: select "Import the debt schedule file directly".

Choose whether you want to import your own schedule or have Agicap calculate the interest automatically.

Enter your index (Euribor 1, 2, 3, 6 months or 1 year)

Choose the calculation basis (360 days or 365 days)

Finally, if you have hedged with a cap, swap or floor

1. Choose your hedging instrument
2. Define the rate
3. Choose to apply it to all or part of the period and the nominal amount

1. Enter your margin 
2. Enter your index (Euribor 1, 2, 3, 6 months or 1 year)
3. Enter the loan start date
4. Choose the calculation basis (360 days or 365 days)
5. Finally, if you have hedged with a cap, swap or floor
 1. Choose your hedging instrument
 2. Define the rate
 3. Choose to apply it to all or part of the period and the nominal amount

Finally, enter the amount of capital borrowed and import your schedule with just the date and the amount of capital.

You still need to tell Agicap which repayment dates are scheduled in the contract and how much capital is planned for each of these repayment dates.

Now you know how to import any type of debt into Agicap!

If you have any questions, feel free to contact us on the chat via the blue bubble at the bottom right of your page! 🙂