Why Connect Your Bank via PSD2
By connecting your bank through the PSD2 (Payment Services Directive 2) interface, you ensure a stable and secure integration between Agicap and your bank accounts. This connection enables automatic updates of your transactions, saving you time and providing accurate, up-to-date cash flow information.
Steps to Connect Your Bank via PSD2
Log in to your Agicap account.
Navigate to the Bank & Integrations section in the main menu at the top right of your screen
Click on Connect > New bank.
Select your bank from the list of available banks.
You can use the search bar to find your bank quickly.
Click on "Connect"
Authenticate with your bank credentials.
Enter your online banking username and password.
Follow any additional secured authentication steps required by your bank.
Select the accounts you wish to synchronize with Agicap.
Confirm the connection.
✅ That's it! Your bank accounts are now connected via PSD2, and Agicap will automatically synchronize your transactions. Don't forget to activate the bank accounts for which you want to retrieve transactions by ticking the box next to their name.
How Agicap Synchronizes Your Data
Agicap uses efficient synchronization methods to keep your transaction data up to date:
Smart Range Sync
💡 Smart Range Sync retrieves transactions that have been modified (added, deleted, or updated) in the last 10 days. This method:
Improves performance by synchronizing only recent changes.
Reduces the risk of data inconsistencies or duplicates.
Differential Collect
Differential Collect retrieves only the transactions that have changed since the last synchronization, regardless of the date. This method:
Ensures no missing transactions, providing a complete and accurate view.
Enhances performance by processing only the necessary data.
Agicap automatically chooses the best synchronization method based on your bank's capabilities.
Advantages of PSD2 Bank Connections
Stable and Secure: PSD2 connections are official, regulated interfaces provided by banks, ensuring reliability and data security.
Automatic Updates: Agicap synchronizes your transactions automatically, saving you time and effort.
Comprehensive Data: PSD2 provides detailed transaction information, aiding in accurate cash flow management.
Q&A ❓
Can I connect multiple banks via PSD2?
Yes, you can connect as many banks as you need via PSD2 in Agicap. Simply repeat the connection process for each bank.
What if my bank isn't listed?
If your bank isn't available in the list, please contact our support team. We will check if this bank is available through PSD2 and help you connect it!
How often does Agicap synchronize my bank transactions?
Agicap automatically synchronizes your transactions daily. However, through DSP2, connectors retrieve bank transactions every 12 hours only.